Trader Guide

This guide collects what a trader actually needs to know about P2P processing in India — in one place and in plain language. It is written from day-to-day work with the platforms listed on this site, and it is updated when something changes.

How the guide is organised#

Pages are grouped by topic in the menu on the left. If some of the words on the offer pages are new to you, start with the glossary — everything else builds on those terms.

The search above the menu jumps straight to a topic. Press / on your keyboard to start searching.

Every page shows the date it was last updated at the bottom. Platform terms change, so if a page has not been touched for a while, check the numbers against the offer page — those are always kept current.

Where to go next#

Basics

• P2P processing glossary — the words used across this site and inside platform dashboards
• PayIn, PayOut and Settlement — the three operations a trader earns on
• Security deposit — what it is, what it covers and how you get it back

Getting started

• How to start as a P2P trader — from the first message to the first working session

Accounts

• Bank account types and limits — savings, current and corporate accounts, UPI, IMPS, NEFT and RTGS
• Best banks and UPI apps — what performs most reliably right now
• Accounts, limits and merchant QR: operators' field notes — banks, real limits, G Pay Business and other MQR, costs and block rules, with video

Safety

• Can your bank account be frozen? — how the risk is reduced and what to do if it happens
• Privacy first — what a platform may ask you for, and what never

UPI rules

• UPI MDR 2026 — the 0.4% merchant fee from 15 October 2026
• UPI hides phone numbers — what changed on 4 September 2026

On the site

• All offers — current platforms, rates and entry conditions
• Panel application — when you are ready to start