P2P
↔️If these words are new to you, save this post before you start working. Rates are important — but understanding the workflow is even more important. 👇
🟢PAYIN — an incoming payment from a player.
This is your main income (the largest share of the volume). Earnings are calculated only from successfully completed PayIn volume.
🟢 PAYOUT — an outgoing payment that the trader processes according to the platform's instructions.
It generates additional commission, but usually represents a smaller share.
🟢 WORKING DEPOSIT — capital that determines your PayIn capacity.
A larger working deposit allows you to process a larger PayIn volume — but only if your bank accounts are able to handle it and the platform provides enough traffic.
🟢 SECURITY DEPOSIT
Capital that protects the working setup and the platform, it helps resolve disputed situations.
🟢 SETTLEMENT — converting the bank balance into USDT and sending it back to the platform (rebalancing funds).
➡️ A more favorable rate, which can also generate additional profit
➡️No need to wait for enough PayOut orders to clear the balance
➡️ Frees up the banking limit → more PayIn traffic
⚠️ You must know in advance how and where settlement is handled — the platform does not manage this process for you.
🟢 FTD — First Time Deposit
The player's first successfully completed deposit.
🟢 STD — Second Time Deposit
Repeat traffic from a player who has already made a deposit. FTD and STD may have different PayIn rates.
🟢 CONVERSION — the share of attempted transactions that were successfully completed.
Formula: Completed ÷ Attempted × 100%
It is based on your successfully approved orders and on the orders paid by the merchant's players.
🟢 MERCHANT QR (MQR) — a business QR connected to a Current Account or another approved business account.
Used for commercial payment processing and higher transaction capacity.
🟢 RECONCILIATION — the data in the platform dashboard, transaction statuses and your bank records must all match completely.
Every completed transaction must be traceable and verified in your own banking records.
🟢 CYBER — a cyber (police / cybercrime) complaint.
In simple terms: a player on the merchant's side deposits, loses their money, and then goes and files a complaint. This can lead to a bank account being frozen. It is largely random and usually depends on the merchant's players — not on you.
🟢 CHARGEBACK — a reversed payment.
After depositing and losing, a player disputes the transaction with their bank and tries to pull the money back. Like a cyber complaint, it is mostly random and depends on the merchant's client base, not on the trader.
🔄 The simple workflow:
📥PayIn → receive traffic, earn the main commission
📤PayOut → process outgoing payments, earn additional commission
📱Settlement → convert the balance into USDT, free up your limit, receive new traffic
🔥 The faster and more efficiently you work with all three operations, the more volume you can process.
If you don't understand the terminology, you won't be able to correctly calculate your real volume, risks or results.
📱If you've wanted to start earning with P2P for a long time but kept putting it off — message me @TravisTL - t.me/TravisTL